We offer a range of insurance services through our insurance partner Alan Boswell Group. Alan Boswell Group have a wide range of services that can help protect your properties, rental payments, and commercial business.

Alan Boswell Group Insurance Services

Alan Boswell Group is a leading independent broker with Chartered Insurance Broker status, providing advice on personal, business as well as risk management, financial planning, employee benefits and business protection.

With over 30 years’ experience working in the property insurance market, winning multiple awards for their products and services they are our choice for fulfilling your insurance needs.

LetRef are an introducer appointed representative of Alan Boswell Insurance Brokers who are authorised and regulated by the Financial Conduct Authority.


  • Alan Boswell's Rent Guarantee Insurance

    At LetRef we understand that even the best intentioned tenants sometimes fall on hard times meaning they may be unable to keep up with their rental payments.

    It is more often than not a change in circumstances, such as redundancy or long term illness, which causes a tenant to default on their rent rather than an unwillingness to pay.

    Should your tenants fall into arrears the cost associated with legal fees and missed rent can amount to £10k+.

    Key Benefits of Alan Boswell Group's Legal Expenses & Rent Guarantee Products

    Should your tenant’s default on their rent, Rent Guarantee insurance can take the stress and expense out of regaining possession of your property.

    Policy Cover

    • Nil Excess
    • £100,000 Legal Cover
    • Rental payments up to £2,500 a month for a maximum of 15 months
    • Vacant Possession cover at up to 75% of the rental amount for a maximum of 3 months.
    • Section Notices Served
    • In House Claims Service
    • 60-day claim reporting period
    • Backed by one of the UK’s largest insurers Aviva
    • No Covid Exclusion

    If the current tenant moves out, the policy will still be valid for the new tenants as long as no claim has been made under the policy and the new tenants have met the referencing requirements of the policy.

    Upon renewal of your Legal & Rent Guarantee policy, you will receive a renewal notice 28 days in advance giving you the opportunity to continue cover for a further 12 months. Provided your tenants have not had any payment issues in the preceding 12 months and you are not aware of an change in their financial circumstances there will be no need for you to re-reference your tenants.

    To purchase cover from our insurance partner Alan Boswell Group for £215.00 for rents up to £2,500pcm (inclusive of insurance premium tax) for the year if purchased in isolation please click below.

  • Alan Boswell Group's Landlords Insurance

    As a LetRef client we are delighted to be able to offer you access to our insurance partners Landlords Insurance policy.

    Alan Boswell Group’s award winning, Price Beat Guarantee Landlords Insurance products are five-star-rated and automatically include:

    • Malicious Damage by tenant (including cannabis farms)
    • Accidental Damage cover
    • Cover while a property Is unoccupied for up to 90 days
    • The cost of rehousing your tenant following damage
    • Reimbursement for loss of rent following an insured event

     To obtain a quote please click below or call them on 01603 216399 quoting LetRef.

  • Alan Boswell Group's Tenants Contents Insurance

    Ensure not only your own possessions are protected should a loss or damage occur but also your liability against damage to your landlords’ fixtures and fittings that you may be responsible for in your tenancy agreement.

    This policy is available from as little as £75.00 for the year (inclusive of insurance premium tax), for all residential tenants (including students) living in flats, bed-sits, shared accommodation, and houses throughout the UK.

    Covers loss or damage as a result of all standard perils including:

    • Fire, smoke, explosion, lightning, earthquake, storm or flood
    • Theft or attempted theft consequent upon violent and forcible entry
    • Escape of water
    • Malicious damage consequent upon violent and forcible entry
    • Tenants Liability up to £10,000
    • Tenants’ liability to the public
    • Replacement Locks and keys if your keys are accidently lost or stolen

    Additional benefits include:

    • Accidental damage
    • Temporary removal of contents
    • Specified personal possessions away from the home
    • Pedal cycles

    To obtain a quote please click below link.

  • Alan Boswell Group Owner Occupier Insurance

    Home insurance covers you against the cost of repairing or rebuilding your home if it is damaged or destroyed and/or replacing its contents.

    For most of us, our home is our most important asset, and it is vital to ensure that it is appropriately insured. The rise of one size fits all, cheap home insurance policies has led to many people incorrectly insuring their property and leaving themselves exposed in the event of a claim.

    Alan Boswell Group has access to many products meaning we can compare cover to ensure you obtain suitable home insurance for your needs.

    • Comprehensive buildings and contents cover.
    • ‘All risks’ cover for contents and personal possessions available.
    • Dedicated claims team.
    • Option to include additional covers e.g. travel, home emergency.

    To obtain a quote, please call their team on 01603 649650 quoting LetRef.

  • Alan Boswell Group Commercial Property Insurance

    As a commercial property owner, you will need an insurance policy to cover your commercial buildings. If you own shops, offices, a surgery, hotel, leisure complex or run a registered business from home you will need commercial property insurance.

    Benefits are:

    • Insurance for different commercial buildings as shops, restaurants, factories, hotels etc.
    • Tailored insurance products.
    • Competitively priced.
    • Option to combine residential and commercial properties.

    For further information and to obtain a quote please contact Alan Boswell Group, quoting LetRef on 01603 216387.

  • Letting Agent Insurance Services

    Letref are delighted to have partnered with Alan Boswell Group to be able to provide insurance services for our Letting Agents.

    As a LetRef agent you can benefit by utilising these products to enhance your service offering, earn an additional income and protect your own business.

    Details of the products available can found here.

    To sign up to obtain your free agent portal and insurance links to promote these services then please complete your information using the link below or call them quoting LetRef on 01603 649727.

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